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LynnNWaller Asked August 2018

Where can you get life insurance for someone pre diagnosed with cancer?

SueC1957 Aug 2018
Oops, sorry. 😌
That's what I get for trying to carry on a conversation in the car AND reading and responding to posts. My bad.

JoAnn29 Aug 2018
I doubt if any company would cover somebody who may die of cancer. Not in their best interest. They claim that Colonial Penn doesn't ask for an exam. But I think they limit the amount you can insure. If your looking to cover just Funeral expenses, maybe the place to go.

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gladimhere Aug 2018
I would be very surprised if any company would sell life insurance to someone with a cancer diagnosis.

Just as I would be surprised if a company would sell a long term care policy to someone diagnosed with dementia.

SueC1957 Aug 2018
Isn't the Affordable Care Act (ACA) or "Obamacare" still alive? (even though it's being chopped away by P.Trump.)

In California we have Covered California as the insurance broker. I believe there is something called Healthcare.com for the other states. The wonderful thing about Obamacare is that they can't turn away anyone with a pre-existing condition.

Check the Internet for listings. You are charged according to your salary. Some folks making a large salary do not qualify for subsidies.
BarbBrooklyn Aug 2018
Sue, the OP is asking about life insurance, not health indurance.
worriedinCali Aug 2018
It honestly depends, you need to contact the various life insurance providers out there & see what options they have. It depends on the type of cancer, when the diagnosis was, what the prognosis is.

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