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Dorie1961 Asked June 2018

My dad just passed away and is on Medicaid. Can they claim his term life insurance policy?

Recently we found out he has a Term life Insurance policy. The Beneficiaries get 12,000.00. Since he was on Medicaid, can they claim this since it could not be cashed out when he applied?

JoAnn29 Jun 2018
I just read that term insurance does not have a cash in value. If it did Medicaid would have had it cashed in for Dads care. The beneficiaries will get the policy. And, they are not required to pay any of Dads bills with it.

AlfredR Jun 2018
Not unless his estate was named as a beneficiary.

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