It's complicated. Sometimes you do not need guardianship, just POAs to do what needs done. Other times, nothing short of guardianship will work. It is a huge responsibility and is not something you can just do on your own, either. If there is a social worker involved they should point you in the right direction; if not, you might contact your local Area Agency on Aging, look for a comprehensive geriatric evaluation that would typically include social worker, or just start with either an eldercare attorney or estate planner.
It's good that you have recognized the need to take charge of at least some of their affairs, and that part alone is hard emotionally. If you want to share more of what is happening with them on here, there are probably people who can offer more specific answers or suggestions, too!
Is there a POA in place? For guardianship they either need to agree, if they are competent or you need good reason to want POA powers away from that person. You will need an assessment of their needs. Then an elder law attorney to negotiate the legal maze. You need GOOD reason.
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It's good that you have recognized the need to take charge of at least some of their affairs, and that part alone is hard emotionally. If you want to share more of what is happening with them on here, there are probably people who can offer more specific answers or suggestions, too!
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