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Sue1717 Asked August 2015

What is a great insurance for long term insurance in a CCRC?

akdaughter Aug 2015
LTC policies vary. My SIL has one that will help with in-home care, assisted living or skilled care. You can probably do some preliminary research on-line and narrow your choices. An independent insurance agent who is not associated with just a single company may be able to help.

Sue1717 Aug 2015
Masonicare has Independent Living, Assisted Living and Skilled Nursing for Long Term Care. I am planning for the future and moving to Independent Living. After a period of time, I would like to benefit from having Long Term Insurance for long term care. My question was about getting the LTI now.

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Sue1717 Aug 2015
The question was for coverage when skilled nursing care at a ccrc is needed in the future

pamstegma Aug 2015
No such thing. Long Term Care Insurance does not cover Independent Living. Read the fine print. LTC is for nursing home care, not IL or even AL. CCRC's also have entry fees, HUGE entry fees that no one covers.

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