my uncle owed mother $75,000 but he talked mother into accepting $23,700 because she believed that was all my uncle had to pay. My uncle received help in convincing mother to accept much less from his and mother's sister. Mother has always listened to her for some unknown reason.
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This is why Pam recommends a guardian, who can make decisions for Mom. But that cannot happen unless Mom is incompetent (as ruled by a court). Making bad decisions is not the same as being incompetent.
She does need to know that giving money away now might make her ineligible for Medicaid later for a certain period of time. Can she understand that concept?
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