How do you pay for burial expenses with the deceased life insurance policy?

Who is the beneficiary of the insurance policy? I hope it is someone who has agreed to use it for funeral expenses.

Funeral homes will wait for life insurance to be paid-actually it is better to have them wait for the insurance to be paid so that way they will help with the paperwork. I paid the bill right off and the funeral home did not help me with any of the paperwork and a friend was helped greatly with all the paperwork and I later found out my funeral home did not help me because there was no need to help because they got paid so quickly. On serval threads I have noticed the questions being asked do not line up with the answers-this has happened a lot and I feel sorry for those who are not getting their questions answered correctly-everyone's questions are importanr-I hope AC looks into this.

I don't know how it is in other places, but where I live funeral homes expect to be paid immediately. So when my dad passed away, we paid for the funeral out of his estate. Afterwards I filed the death certificate, etc. with the insurance company. The estate was reimbursed when the insurance company sent the life insurance check.
My mother has dementia, etc. & has been living with us for the past few months. I know that as time goes on the cost of her care will use up all of her remaining funds. So about two months ago my siblings & I set down with a planner at my mothers preferred funeral home & made all of the arrangements. We paid for all of the arrangements at that time also.
I had an elder care attorney set up a irrevocable trust. I transferred my mothers house & two small life insurance policies into the trust. So, those assets are protected as long as my mother survives the 5-year look back period. When my mother passes away the assets in thee trust will be distributed per the terms of her will.