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So now my 93 yo mom is in a LTC facility, with both Medicare and FL Medicaid.


SSI $1500/month, and most goes to LTC to add to Medicaid ....


**She has a Medicare Supplemental Policy: United American "Plan F"
that she has paid $300/mo for many years now,


Does she need a Medicare Supplement with Medicare and Fla. Medicaid ?

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Right, no. Medicaid pays for what Medicare doesn't cover.
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No, it's duplication with Medicaid
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jlm, sorry your question hasn't been answered yet. I will move your question back toward the front of the list to see if anyone with Medicaid experience and help you.
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