I have a sister that is mom's financial POA and my other sister who lives with mom is her health care POA. They are accusing me. Advice?

Hi Sharbear940: You say that you have been to the banks, to APS and to the police. I am surprised that APS refused to speak to you after your report, because generally they report back to a reporter whether they are opening a case, or whether they see no reason to open a case. I would return to them if you are still being denied access.
You also say you WERE POA and that was changed, that your mother was taken by your other two sisters to change that. Was that "taking of Mom" to change things done when there was already a diagnosis of dementia? Because that would not be legal.
I think if you have gone to all authorities, do keep careful records of that fact, a diary if you will. And you are left with throwing yourself upon the mercy of your two sisters. You can beg to please just be allowed to see your Mother so she knows you love her, even if visits are supervised. Unless your two sisters are EVIL I cannot imagine them denying you this.
Application for guardianship of your mother when currently she has two siblings already in charge as POA for Health and POA for financial is very unlikely to get you anywhere. If you apply for guardianship with lawyers, through the courts, it may run as high as 5,000 to 10,000. Those funds could be reimbursed if you won the case, by proving your sisters took advantage financially and physically of a demented Mom after her diagnosis, through your Mom's estate, but that is IF you won your case. That would be a terribly long road to travel.
Myself I would throw myself upon the mercy of my sisters unless I thought them both evil and abusive. I would beg to see my Mom on scheduled visits whether they be supervised visits or not. I would leave my Mom, if able to see her, out of any sibling wars going on. It could only tear her to pieces and do her great harm. I am so sorry for all you are going through.

It is a tough situation. I was her health care POA and they had it changed at one point and didn't mention it to me when I was trying to get her in for an evaluation. They keep saying she is competent to make her own decisions so they keep taking her to the lawyers to find ways to remove me from paperwork or whatever the case might be such as the POA. She can't remember things minute to minute so it is frustrating. With the fact they changed the phone number after 58 years, have removed pictures of me, they are slowly making it so she will forget me at a certain point.

Thank you for your reply!

Go to the bank and tell them that you believe that you are named as a joint account holder fraudulently. They will look into it and determine who set the account up and if they find that it was identity theft then they will pursue the legal action.

If they did open an account representing themselves as you, this is criminal and you don't need an attorney, you need to file police reports for identity theft.

I would be checking my credit reports to see if they have obtained any other accounts you are not aware of.

I would call Adult Protective Services, tell them that you have been falsely confused, present them with any evidence of anything you have, and tell them your fears that your mother is being exploited by your sisters. If this doesn't work you can certainly feel free to visit a police station with your story. They may or may not take any interest. And yes, if there is a case opened by APS and financial exploitation is apparent, the state may be given guardianship of your mother, which, if there IS exploitation, should be welcome news to you.

This is a tough situation. You are apparently not a PoA so you have no legal power or say in getting "professional care" for your mom. Have your sisters ever shown you the signed PoA paperwork? How do you know they are her PoAs? Your only option is to try to find free legal help if you wish to pursue control of your mom, which means you will be fighting for guardianship of her. This is done through the courts and takes time and money and will force you to prove your mom's current caregivers are not acting in her best interests and is incapacitated mentally. If you believe she is being abused or neglected by your sisters then you can call APS to report your mom as a vulnerable adult. Apparently I have read on this forum if there is too much acrimony over your mom the court may decide to award guardianship to the county. Then no one in your family will have control of her.