My mom wanted me as a signer to help look after her finances, which I was willing to do. But she has allowed another sibling (who lives with her) complete access to her debit card. I have begged to be taken off for liability reasons, but my mother refuses and the bank tells me they cannot remove me without her signature. What can I do?
To answer one question, I did find out through this process that I was a co-owner on the account. It's moot at this point, however, as I no longer have access to it.
As for the sister, it's not that she takes money out directly, it's also that she incurs debt in my mother's name. Since she does it with mother's blessing, it simply became too scary for me to risk the liability of creditors that I may or may not even know about.
Thank you all again for your help!