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Correct. I own the policy for my sister, who is in a group home, so it is not counted against her Medicaid and will not affect her benefits. I am also the beneficiary, so I can use the money to bury her.
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thank you for the quick response! Just triple checking my mom's recertification paperwork and was just second-guessing myself if her life insurance had to be listed as a resource/asset and it doesnt! Thank you for re-confirming!
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