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Cut nails, fungi treatment, I live in Florence MS and will travel approx 20 miles

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Yes, you need a Podiatrist. If you are on Medicare, it will pay for you to go every 10 weeks. You just need to make sure they take Medicare.
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You should speak with your primary physician to get a recommendation or use the search engine on your computer to check local podiatrists, their costs and their coverages.
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https://www.sharecare.com/find-a-doctor/search?what=Podiatry&where=Florence%2C+MS
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