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Maybe I wasn't phrasing it the right way when I was looking for coverage. I finally found one that would insure one of the cars in my name, knowing the car was part of an estate, and I have to pay $179.00 a month. I know that is outrageous, but the alternative is for me to have to walk. Is there a key phrase to be used when looking for a policy? It's real possible I was babbling because I was nervous, but all the big names shot me down. Any insight would be appreciated,

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I doubt that you'll be able to get insurance in anything but the name of an actual person, because of liability issues. I couldn't transfer either auto or homeowners policies from my deceased sister's name to her Trust because the underwriters would not insure anyone except a human being. If there are claims, getting into the issue of estate or trust liability would be a real hassle for them. And the question would be as well - who in fact is responsible if the policy is issued to a nonentity? They'd have to get involved with determining those issues, which complicates the coverage and liability issues.
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A car insurance policy is written for the driver of an automobile with a valid driver's license. There is not an insurance company in this country that will issue such a policy in the name of an estate. If you are the executor to the will, you are entitled to out of pocket expenses in administering the estate. You would also be entitled to take an Administrator fee if you choose.
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Could I put the insurance in my name even though I don't own the car?
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Hi ellie, yes, the insurance can be put in your name, even if the vehicle is not registered to you.
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Ellie, the DMV would want written permission from the owner of the car. That owner is no longer with us. Once an Estate comes into play the Executor has to provide the death certificate and proof they are acting as fiduciary for the estate. They then sell the assets and put the money in the estate account to pay bills against the estate. DMV probably has forms to fill out too.
I don't see this happening unless you buy the car from the estate.
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There could be legal issues when using personal property of an estate, especially if the property has value.
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looloo, that's the info I needed. I live in Pennsylvania, so I'll try the big names today! Thank you
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