Does the POA have the right to delegate tasks to family members as well as bills?

His position as POA does NOT give him the legal right to delegate anything to siblings unless they WANT to take on the specific task.
His statements that the bank is losing documents and is very slow makes me wonder if there's another issue going on that he's not telling you. Did he suddenly realize that there would be an obligation to pay back the loan? My advice about a personal loan to family members is NEVER loan more money than you can afford to GIVE away, because (especially in this case) you may never see that money again.

If there isn't money to pay for care now, why would there be money later to pay back loans? Is her house really worth a lot? What if the real estate market crashes by the time she's gone and you're ready to sell? What if it needs major repairs before you could sell? Many older folks don't keep up with home repairs.
Definitely talk to a lawyer before giving him anything.

Whoa! Notwithstanding any legal designation (such as 'POA'), no one with any common sense would try to force a person to care for their loved one (if they really DID love them). That 'care' (task, what have you), would likely be completely neglected, or worse, seen as an avenue for resentment and abuse of the 'loved' one.

A rant: I know this doesn't directly respond to the poster's query, but these are realities of family dynamics and caring for our elders. My two sisters and I were never emotionally close, and when our formerly ultra-independent mom got 'old' and needed physical assistance with daily living, our diverse careers, financial situations, and physical distance placed us even more emotionally apart as we each 'dealt' with mom in our own ways. Inevitable squabbles about specifics [finances, her mortgage-free house, AL], and her emotional comfort levels about her living conditions ensued.

Thankfully, at this moment, mom's safe in a nice AL facility, with her beloved cat (the one thing that keeps her going). It was dicey, but we all got through it. But darn it, it was a huge project that went on for five years to 'get' her there, physically and emotionally, and it's ongoing [one sis does finances but can't do the emotional; the other does the hands-on stuff; I had to leave the state after five years of living with mom, for financial reasons, and for the constant flack I endured from each sis, who disagreed with everything I did or didn't do, while they did nothing]. We're a fractured 'family', and probably won't have any meaningful communication after mom passes.

I apologize. I don't usually go this deep into my emotional stuff.

And now I'm starting to worry that her (formerly?) comfortable financial resources will wear out, and she won't be able to stay at the nice AL facility. She's 96, has dementia, yet is physically, going strong. Four or ? years more? It's physically possible. I've long ago accepted that I will inherit nothing. But gosh, given the changes in American cultural norms of intergenerational households, there needs to be SOMETHING in its place. I'm sorry to dump this on the younger generations.

Your brother can’t demand anything from other family members just because he has POA. If any family member would like to help, I would suggest that they pay a service provider directly and not through him. If your Mom can’t afford care, she could apply for Medicaid through your Social Services. If approved, they could appoint/set up a caregiver. However, there might be a waiting time for one. She can’t have more than 2,000 dollars in the bank-in my state and her monthly income needs to be at poverty level or below. However, she can own her home. If your Mom is in seriously bad health, you could call Hospice. Whatever you do, it should be discussed between all of you. You might need a Mediator or Attorney. Check in your state for the Filial law. Some states by law require you to take care of elderly parents-care, food, medical, housing, etc., if you can afford it after providing for your own family. Some do not. It’s not often enforced. However, once an attorney is consulted, it may not be what everyone wants hear. I would try to work something out if you can. All the best.

Or Bro wants you all as work horses to save the inheritance.

I’d repeat my earlier post – Brother POA thinks M should go to care. The siblings want her to stay at home. The demands for the siblings to contribute money/ and or care time are to put pressure on them. ‘Step up or shut up’ - possibly justified.

Brother probably knows quite well that he can’t force the ‘demands’. Legal advice is a waste of time and money. More sensible to have a (moderated?) discussion about care realities. Does another of you want to take on the POA responsibilities to help her stay at home?

I've never seen a POA that gives the appointed person the authority to demand anything from anyone.

You can research POA forms and read them online for yourself.

And. I'd tell my brother to provide me with a copy of the POA document that he has, giving him such authority.

Peace.

To clarify, the equity loan against the house - money will be used to pay for mom to have in-home care, is that correct? And there has been some delay in getting the equity money.

All the kids should contribute to get mom care she needs - although that seldom happens. First off, ask to see the loan application to find out when it got started. Also, ask him to give bank your name (or another sibling) as authorized to get information about the loan process. Then someone else call the bank to find out what the delay is, is there a chance it will not be approved, or when monies can be expected. If all he says is on the up and up, then move forward with getting an atty to fix you a loan contract.

One part not clear is: Is mom of sound mind to sign papers for a loan? Is house only in her name. Is his name on the house? If house in mom's name alone and has mental/dementia issues, she won't be able to sign documents. Assuming brothers POA is being used to conduct business for her and there are certain issues that could be creating delay in the loan - customer service ain't what it used to be. POA can only conduct business on mom's behalf. He can't make anyone come up with money to cover any expense: some folks will give willingly, some won't give a dime to family while they entertain the heck out of friends, and some just don't have it to give. Guess he can try to threaten, but there's no real bite to that growl. -- You might look up familial responsibility for your state, though. Some do hold children responsible, as I've read on this site.

In the meanwhile, if mom needs in home help and everyone dragging their feet because brother rubs them the wrong way - I have to wonder... who is providing the in-home help that mom needs? Maybe it's time to have a little one on one with brother and let him know giving orders comes off a little harsh. Perhaps he's stressed about being the point guy and y'all could work this out by being a little kinder to each other.

I would think twice about the 'ward of the state' thing. I mean, doing so means your mom has no one who wants to protect her/her decisions. Y'all are arguing, but is there not one of you who wants to help her at this point in her life? Are all of you going be totally ok if a judge appoints someone (like maybe a cousin who steps up to the plate, or total stranger) to make mom's decisions? As in, sell her home and use the money to pay for nursing home until the cash runs out? And depending on how you act or what you say in court, what if judge told y'all to stay away from her? Not really sure what could happen under the guardianship of a court, but pretty sure it's not what your mom would want.

Look at this website - and others (government / in your state)

https://www.legalzoom.com/articles/what-is-a-power-of-attorney

In part, it says:

What is a power of attorney (POA)?
This article is for informational purposes. This content is not legal advice, it is the expression of the author and has not been evaluated by LegalZoom for accuracy or changes in the law.

Contents
updated September 7, 2023

What are the limits of a power of attorney?
How to set up power of attorney
Discuss the role with attorney-in-fact candidates
Talk frankly and ask questions
Choose the right type of power of attorney
How to set up a power of attorney
Military powers of attorney are unique
Disadvantages and liabilities to powers of attorney
What's good about powers of attorney
Power of attorney (POA) documents give one or more people the power to act on your behalf as your attorney-in-fact or agent when you aren't able to be there in person or are otherwise mentally incompetent or physically unable to represent yourself.

There are many times when having a financial power of attorney is essential, including some garden-variety occasions when a POA document is simply convenient. For instance, you might give someone like your real estate professional limited financial power of attorney to handle the real estate closing for the purchase or sale of your home so you don't have to show up. Or you might give someone limited power of attorney to go to the DMV and sign an automobile title on your behalf.

It isn't a matter of what the experience is of people here.
It is the law that decides the responsibilities, duties, and limits of the POA.
To be legally informed, talk to an attorney. S/he may suggest they (or you) write a formal letter to your brother stating the legality of his role.

Gena / Touch Matters

dnajaras: Power of Attorney does not give your brother a right to tell others what HE expects them to do. POA does not make him 'the boss.'

Maybe the home equity loan hasn't come through because he doesn't have POA and is trying scam you all out of money by telling you you have to take loans.

He's full of crap in any event.

Do you know for a fact that your brother is actually the PoA? Has he shown you the document? Ask his to show you the document and where exactly it says it gives him the right to order others around.

FYI in most states there is nothing that requires a PoA to prove their authority to other people (ie family, people who are not "doing business" in any way with the LO). But, you can have an elder law attorney draft a letter demanding he present the paperwork or else he will be asked to show a judge in court.

Your brother sounds like he doesn't know what he's doing; knows what he's doing and choosing to abuse his authority. Either way he shouldn't be the PoA, if he actually is.

No. A POA does not have a legal right to delegate tasks to anyone. Your brother is completely full of sh*t if he says that one does.

Whatever "authorities" he's threatening you and your siblings with if you don't do his bidding and come up with money to pay caregivers, will laugh in his face if he tries to file a complaint about such nonsense.

Also, if he doesn't properly carry out his duties as your mother's POA, she will become a ward of the state. It will not be a choice made by him or anyone else.

So tell him this.

Please don't be a fool and borrow on your house to pay for your mother's caregivers. That's ridiculous.
If your mother has a house and assets, that's what pays for her care. If she doesn't, then Medicaid is what pays for it.

I think you should speak to the Ombudsman's Office in the state your mother lives in and explain what's going on with him as POA. It is possible to forcibly have him removed.

In the meantime, you or one of your other siblings should make a petition in the probate court for conervatorship/guardianship over your mother.
If you can clearly show that your brother is not acting in her best interests, demands money and services from the family, and expects you to borrow on your house to pay for her care, there's a good chance a judge will award conservatorship/guardianship to you or one of your siblings.
If that happens, your brother's POA is out the window.

He has absolutely no legal right to delegate or assign tasks to anyone. Do not commit to any financial loans etc. His authority only extends to oversee the financial needs of the person with whom the POA exists. He cannot get any authority to force any of the other siblings to do things. His POA only extends while your mother is alive. Is there a trust? Is he a trustee of the trust? It seems you and your siblings need to speak to an elder lawyer to sort out how things will be handled going forward. Just remember he as POA has an accountability to the rest of the siblings to how he is handling the finances. Please speak to a lawyer ASAP

Protect yourself and everyone else including the patient by consulting ASAP with an Elder Law Attorney.
You can tell your brother that you are going to or choose not to tell him and, surprise him with your new found knowledge and understanding and, then go from there based on what the Elder Law Attorney advises. Your brother may be deemed incompetent to remain as POA . Yes, this will incur a fee, but without the direction of an Elder Law Attorney you and your family not to mention the patient may suffer much loss financially not to mention sanity.

Type of the POA Powers as recounted in Kathleen's excellent list below. I would not 'do business' with this brother, as he is possibly unscrupulous. Banks do not lose papers, etc., nor are the "slow pay". Making informal loans inside the family is definitely a "No-No"....

Rather than telling him to go to H_ _ _, a better course of action might be to type out Powers of POA, mail to brother, and "cc" to other siblings. If siblings cannot get along, I do not know "how it is done" for your mother to become a ward of the County or State, but it sadly might be the best option. Sad, very sad.

As POA, he acts in your mother's stead with regard to her business, assuming she is unable to do so. As your mother's proxy, he has the same authority she has to order you around. None.

No one can force you to do anything - he took on this role - it is his job not yours .

This situation seems fairly clear. Your brother “strongly wants her in a nursing home” because it’s cheaper than round the clock home care, less work for him in organising it, and may be safer. He is putting the pressure on you to make it easier for you to agree, harder to hold out. Tactics include care demands and money.

Your choices are to hold out for a long fight that may well get harder as M deteriorates and more care is demanded by the Demon Brother, or to look around for a NH that is as good as possible. Perhaps you could negotiate extra time at home, with NH transfer in the future – an extra year, a particular need for care (fecal incontinence often tips the balance). Being at home may matter less to M in the future, and this strategy might make it easier to reach agreement with B. As time goes on, M’s world will shrink to four walls, and where they are will be less important than now.

The ‘ward of the state’ option will remove any say you have now, and really is likely to result in the NH option you don’t want. Negotiation would be better.

sorry. wrong response

The Rights of POA
The right to make healthcare decisions, including diagnostics and continuing or stopping medical treatments. 
The right to select and hire doctors or caregivers. 
The right to decide on long-term living arrangements as they relate to medical care. 
The right to open a lawsuit on behalf of the Principal and sign any necessary legal documents.
The right to receive certain forms of income on behalf of the Principal. 
The Limitations of POA
The POA cannot transfer the responsibility to another Agent at any time. 
The POA cannot make any legal or financial decisions after the death of the Principal, at which point the Executor of the Estate would take over. 
The POA cannot distribute inheritances or transfer assets after the death of the Principal. 
The POA cannot change or invalidate your Will or any other Estate Planning documents. 
The POA cannot change or violate the terms of the nominating documents -- otherwise they can be held legally responsible for fraud or negligence. 
The POA cannot act outside of the Principal’s best interest. 
The POA cannot make decisions before the document comes into effect -- conditions will be outlined with approval of the Agent and Principal. 
The POA cannot be officially nominated unless the Principal is of sound body and mind. 
The POA cannot use the Principal’s assets or money as their own. 
The POA cannot take compensation beyond what is outlined within the POA agreement. 

The right to make personal, business, or investment-related financial decisions.
The right to open bank accounts, write checks, or sell property for the Principal. 
The right to purchase life insurance policies for the Principal.

Your brother sounds like an ignorant a**. He cannot order you to do anything. I would get an attorney and have him look into where the money is going. The bank doesn't just loose stuff. Sounds like a cop-out for his ineptness to handle things. Good luck to you.

He’s the one that accepted POA….it’s his responsibility! He cannot dictate to others what he wants done or how things are to be done.

My sibling tried this with me after I was the only one doing everything for my mom while he did nothing. He started telling me how he wanted things done because he had power…..he was POA.

I told him that I was done & he could do everything himself from then on. He was so angry & spiteful that I did that he blocked myself & my sons from seeing my mom for almost 4 years until she passed.

WATCH OUT FOR CONTROLLING SIBLINGS!

THIS IS A RED FLAG WARNING! He is POA it all falls on him to pay the bills. If she can't be in the home because there is no money then you need to find a home for her.

Where is her money going? If it isn't enough to pay for her care in home then its time to find somewhere else for her.

I was representative payee for my BIL I had to pay all of his bills for him including where he was living. Then one day he landed in the hospital then in a NH I had to pay for that nursing home while getting him on Medicaid. Had to spend down his finances so that I could get him on Medicaid which I did finally. I didn't ask any of his family members to help it wasn't right to do. I didn't get paid for any of the paperwork that I did for him.

You need an attorney to help here. Or turn him into Dept of Human Services let them find what is going on with her. All the paperwork would have to be reveal to where her money is going hope he has kept records because you will need them when she passes incase someone wants to know. I have to keep my BIL's paperwork for 5yrs or longer. And with his family I should keep it until he passes because they will go after his money.

Prayers

Wow! What a blustery brother! He will learn on his own either sooner or later, hopefully, that in order to get help from others—he must be civil, kind and calm. You are entitled to protect your own peace and just let the world train him how to treat others. It’s hard to believe his over the top bad behavior is new to you. Surely it didn’t develop over night. Sounds like it’s his nature.

No. He has zero legal authority to force anyone to do anything. Period. If he wants he can resign as POA.

I can identify with him but he is the POA. He is responsible. You’re not. It sucks being the POA sometimes for that reason because usually there is a lot more involved with it than people who are not POA appreciate - if only just worrying. It occupies space in your head. You have two choices:

1. Help him out.

2. Don’t help.

I would explain to him that you are not his servant are not obliged to do anything but if I were you I would help, though, because otherwise he will resent you and maybe even resign the POA and let it become someone else’s problem. Maybe yours. It’s a delicate situation.

I also have to say that he can’t really threaten you with neglect if he is the POA. However, he can resign the POA and then call APS if no one else steps up to the plate. I have been tempted to do that many times myself when I feel I am doing more than my fair share. Maybe if the alternative is a court appointed conservator it gets people all their butts - or not, but then at least we all know where we stand.

As for the loan, hell no. Do not do it.

He absolutely can ask, and you absolutely can say no.

No he cannot dictate how others live their lives without their permission. If something seems amiss as far as payment of bills, then ask that question to APS and maybe he will get a visit
I am also interested on how he will get authorities to do his bidding. He has to pay them as well

Your brother is POA for mom, that gives him power over mom’s finances at a time when she cannot handle it for herself. He may also have this for her healthcare decisions. This gives him zero power over any of his siblings. None. Stop listening to his rants and demands. Don’t discuss loans or any of the rest. Mom chose him because she thought him best for the responsibility, let him have it

It's out of your hands. Mom gave him the power - but the power is not over you or anyone else. It's over her financial affairs.

It's not a fun job, so let him have it. Don't get involved any more than you must.

As for nursing homes, they aren't awful. They are where our LOs can be taken are of by professionals according to their needs. Home isn't always the best place for that.

Good luck!