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Mom lives with me. She's losing memory more and more.

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Greatly appreciate that, JessieBelle. We have a joint account, but it's all her money. My name is on it for obvious purposes, but your warning is very valid! thank you...
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Just wanted to mention to be sure to keep her money separate from yours. That way if she has to apply for Medicaid on down the line you won't have to untangle what is yours and hers. That can really cause problems. I have a feeling you already know this, but wanted to mention it just in case.
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I'm guessing because mom is with me, that I should also have POA over the finances. There's no family dispute about it or anything, but just seems the wise thing to do. I've opened a joint bank acct here already and preparing for her SS checks to come directly here. Just trying to think ahead...... thank you for all the help...
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Oops, that should be HIPAA. I have a hard time remembering which letters get doubled.
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Jocelyne, it sounds like you have things taken care of. You shouldn't need anything more unless there are serious problems that require greater control. Most families don't need to consider things such as guardianship. As long as you have the financial and health care POAs set up, it should be enough. Something I've found helpful as my mother's health care POA is to fill out HIPPAA forms that allow her doctors to talk to me. My mother wouldn't understand what the doctors are saying, so I am able to talk to them in her place. This is handy because she has not been declared incompetent, though she is when it comes to complex matters. Your brother may want to talk to people at your mother's bank to make sure the POA is in order if it is needed. Some banks balk at POAs, so it is good to know these things upfront. You can figure out how to work around any potential future problems.
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Healthcare proxy means that you have the responsibility to make decisions regarding your mom's health if she is unable to make decisions for herself.
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Thank you.... I had limited words for the question, so I didn't mention I do have the Advanced Directive filled out and signed - that's how I became her Health POA. I'm hoping that's good enough, and thank you for the advice to bring papers with me... I do not know what Health Care Proxy means...
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I hope you mean Health Care Proxy. Try to add in a set of advanced directives. You can fill these out at her MD visit. If you go to the ER, carry your papers with you.
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