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Mom doesn’t drive due to age and dementia and dad is nearing 90 years old. Limited driving now.We are in Ohio.

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Are you trying to get this aide fired? You're on a forum asking twice if this person can drive your parents car when the agency told her she could not. What are WE going to tell you that the agency has not? That there's some loophole in the law that forces this agency to allow their employees to drive clients cars? There isn't. Each agency can make up it's own rules. If you do not like the rules this agency has, find another agency that has rules you DO like and use them. That's the best advice you'll get.
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Just a thought, the aide themselves, if a licensed driver, may need insurance saying they will cover her driving someone elses car. Aides do not make much money and may only carry liability insurance on their car and the minimum amt of coverage.

But you have had your answer, the agency will not allow it. The Agency is the aides employer.
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I want to clarify, you can use your own car to run errands but not transport a client.

Just because you see aides all over with clients does not mean car insurances allow them to drive the clients cars. If privately hired, they can do what they want. This is an agency saying, No, my employee cannot drive your car.
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If the agency says NO then the answer is purely and simply N-O. She is working for this agency. She is bound by the rules of the agency. Whether or not your Mom's insurance would cover things is completely irrelevant to this question because the aid is working for the agency.

When my brother was attempting to live at home his last years he came to that place where he could not longer drive. When we called Visiting Angels we asked all questions we needed to know. We never used them as their minimums in work time were too long for our needs, but they explained that if driving was required it COULD BE ARRANGED and I assume for a higher fee, but that in that case the people sent that day would be vetted, cars checked and etc. This was in Palm Springs.
Each place has their own rules. While you use them you abide by THEIR RULES.
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If the Agency does not allow it because of liability, then the aide cannot drive your parents car. Has nothing to do with ur insurance OKing it or not. Her employer says no. Its her job if she does and has an accident. She also should not be using her car because she would be held liable and could be sued by her client.

I worked for a VNA. We were subsidized by the township. Our vehicles were township owned and could not be used to transport patients. We had a patient that needed to get to the doctors so I volunteered to take her. My boss told me by doing that, I also took on the liability.
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You definitely can in Florida. I see caregivers in work smocks all over town with their clients. I seem them at the grocery stores all of the time. I see them in restaurants.

My boyfriend worked at a battery store and they would get caregivers and clients almost daily.
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I would look for another agency. Sometimes you need the caregiver and the client to go out errands.
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Yes, you can in Maryland. We used a number of agencies and they could all drive Mom and drive Mom places.

They went out to lunch. They went to the hairdresser. They went for groceries. They went to the beach and walked on the boardwalk with Mom's little dog.
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To be honest...
If I were a caregiver I do not think I would want to take out 2 people 1 with Dementia and another that is 90 years old.
That is 2 people that I would have to watch in a store, one that may wander off and the other that probably has mobility problems (just guessing o that).

Read the policy that the agency provided. It should indicate if the caregiver can drive a client or if the agency prohibits that. If they prohibit it then it is an agency policy and you can look for an agency that will allow it and switch agencies.
Or the days when you need to have the caregiver take mom and dad someplace you contact a Ride Share and then the caregiver is a caregiver and can concentrate on that and not on diving.

I know when I took my Husband out sometimes it was a challenge keeping track of him. (he was diagnosed with Alzheimer's and I suspect he also had Vascular dementia) And he also had mobility problems ever since he fell and fractured his hip. I had to stop taking him out when with the help of a caregiver I had to lay on the ground and help him turn his feet so that he could sit properly on the seat of the car. It just became to dangerous to take him out.
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Our agency had a policy against that.
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Anxietynacy Feb 25, 2024
Funny the agency I worked for pushed it, because I wanted to use my car, cause I don't like driving others car
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Absolutely can in NYS, I worked for an agency for 10 years, did it all the time.
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Familyfour
I am not sure I understand Your question.

When you say “Insurance said” who spoke for insurance? Did you call the 1-800 # on your card and they said others could drive the car and be covered under your parents policy? yet when you spoke with someone at your parents agency, they said the aide was a liability to your parents?

I always thought it was okay for a licensed driver to drive my car if I gave them permission.

Perhaps call another agent and ask your question and what you need to make them fully insured for the aide to drive your parents car??
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Isthisrealyreal Feb 25, 2024
97, the problem is in worker's compensation insurance. The aid, if properly licensed, would be covered for the accident by the parents insurance but, any resulting loss of work would fall on the agencies worker's comp insurance and increase their rates going into the future. This is often the deciding factor for many company policies.

It could be that the agency doesn't have the proper coverages in place and this is a sticky widget with how they do things "legally".
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