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She does not qualify for Medicaid. I called medicare.gov. looking for solutions, and she doesn't qualify for anything. She is within 1 to 2 hundred dollars for any type of help. I am beside myself! Her prescription will cost her over $400.00, which she cannot afford. I even looked into those companies that offer pharmacy assistance where you pay them from direct deposit out of your checking account and they assure you they can get the meds for only what I pay them per month. I am scared about being scammed though! I found their website through the drug manufacturers website. Please is there any help for her? Had I known she didn't have Part D before this issue came up I would have put her on a plan before deadline. She just came to live with me. I have checked everything.

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Part D is not free. The cost comes out of Moms SS check just like part B. In NJ my Mom was on PADD a state funded plan for low income. It's separate from Medicaid. Call your local Office of Aging and ask what services they provide. Mom may have to pay for a plan out of pocket depending on her income. Some pharmacies have a list of medication that is offered at a discounted price. Is Moms medication name brand or generic. If name brand, ask Dr for a generic. If this is a new med, you may want to see if doctor has samples or prescribe lesser amount to see if Mom has any reaction to them. $400 is a lot of money to find out she can't take them.
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The OP’s mom didn’t sign up for Part D, & said she wasn’t eligible for Medicaid.
Make an appt for both of you to see her PCP for a med list and discuss which meds in her list could be rewritten from substitutions. While the PCP may not be able to wave a wand and get costs down to nothing, but he will work with you on genetic or class substitutes.
The drug discount programs (coupons, special discount) cards, can’t usually be used on Medicare, there may be programs for Medicare I am unaware of.
Or if you have a pharmacist you trust discuss these plans with them to ask which of the plans they utilized in the past were good for Medicare prescription coverage.
Good luck!
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You are right to be scared about being scammed.

Other than that I only wish I could help. Did medicare not have *any* useful ideas? Your mother can't be the first very elderly person to have become muddled about deadlines; is there no appeal to the Part D provider?
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You should see a medicaid lawyer. There are ways to deal with the limits. Medicaid will not offer up these ways and I have never talked to a social worker that knew anything about them. For example, if her income is too high to qualify you can set up a miller trust and reduce the income to qualify. This is only worth it if it will be ongoing. If it's a one time expense then it's not worth it. Make sure you know all the implications of being on medicaid.
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There are often cheaper alternative. They may not be top of the line these days but will still do agood job. For example if you need a blood thinner Warfarin (Coumadin). is very cheap but things like Eliquis coats several hundred $s a month
I am not sure if this is true but you may still be able to sign up for part D but will have to pay a late penalty is very cheap but things like Eliquis cost several hundred a month.
In the fall Mom may be able to sign up for a medicare supplemental plan that includes drug coverage. Some even have 0 premiums. Co pays will be higher so work out what works best.
I did not take medications when i was 40 either but in latter years I have certainly made up for it.
hello Donut hole - no jelly in that one!!!!!
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Call her PCP and explain the issue to her/him. Ask if this is the only med that will help. Ask if they have samples.
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Try Wal-Mart. They have some really cheap prices.
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