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There are two main Medicare Options.
Original Medicare Part A covers hospital.
Original Medicare Part B pays 80% of drs, equipment and other outpatient expenses, a Medicare Gap plan is used to help pay the other 20%. You can choose your own doctors among those who accept Medicare.

Medicare Advantage is an alternative to original Medicare. You are required to use networked drs and facilities.

You don’t use a medigap plan with Medicare Advantage.

Medigap is a supplement to Original Medicare.
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had excellent luck switching both parents to Medicare advantage. they use the one by AARP in NJ. saves them about $5,000/ year in Medigap premiums. they are in pretty good health. you can check the networks beforehand to see if you like the doctors. they have received excellent care from their network doctors and hospitals.
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