Tax Certificates-NJ. Any advice?

Sorry, live in NJ and haven't heard of tax certicates. Are you talking about where taxes have not been paid and debt has been bought by a company? If so, then back taxes are paid to ur Township tax office plus 18%. My office will not give out info on company holding the lean. You need to talk to ur local tax office.

In my area in Michigan, back taxes are sold by the city to the county. It sounds as if an investor has bought the back taxes, and they're no longer an issue for the city in which the house is located. But NJ is a different, and unique state, so I don't think it's an easy question to answer for those of us who aren't familiar with NJ tax lien statutes.

But I suspect this might be area specific, so I would first call your city or township treasurer and ask how to redeem the property from back taxes. If they don't know, call the investor directly.

Another option is to go to one of the senior center "legal days" in which an attorney offers limited free advice to seniors. I think you might need the assistance of an attorney, so ask also about "pro bono" attorneys in your area.

The investor may not necessarily want the property; it may just want the investment. But it also might be a flipper. You might to do some online research about this particular investor to determine what its goal is.

You would have to pay interest on the back taxes, and there might be some penalty the investor would charge as well.

Make sure you have your funding securely lined up. I hope you can work things out; it's such a tragedy when someone loses a home.