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Mother has Medicare/Medicaid and is eligible for long term care if needed. My sister and I are taking care of her in our own home, and state provides only 15 hrs of care a week. Will this present a problem taking care of her the rest of the time the state doesn't and being compensated as caregivers?

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You may be out of luck if you already applied for Medicaid. You may wish to consult an elder law attorney to properly set up a contract if it is still possible
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Who would compensate you for the other hours? Your mother? Are you thinking of a caregiving agreement? Why not just have a separate agreement for each of you? Does your mother come to your homes for 6 months, or do you go to hers? If she is coming to yours, does she pay you anything for room and board?
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