My mother is starting to make end of life decisions as to how she wants things done. She has 5 children living and one sibling (the one she lives with) feels that all of her children should "chip in" and pay for cremation services and monument costs. How are final costs usually handled? My mother has no life insurance, however does have savings to cover costs needed to pre-plan her wishes. Not all children are able to contribute to these costs, WWIII is about to break out over this situation, HELP!