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the check for the recent sale of my parent home (it is a large amount) with dementia went into the shared bank account the poa shares with her to help pay her bills. Is it true if my parent dies before the bank account becomes empty that the poa under survirvorship rights of a joint bank account can keep this money though my mother's will states to split up what is left in her estate amongst seven people? An attorney told me this is possible that the poa can keep what is left over in the shared bank account. Other references state otherwise. In my opinion this is morally and ethically wrong. Does anyone have experience with this situtation?

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POA ends at death. There will be no POA once the person dies. The bank will freeze the account until probate is settled unless that other person’s name is on the account with “OR” and not “and”.

Or is either one or the other. And means both have to sign. I believe your attorney is correct about rights of survivorship.
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Yes, the person named on the joint account is sole owner of the account when the account primary owner is no longer alive.
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If there was perhaps what is known as a life estate deed on the house giving the POA ownership when the house sold, then the money from the sale does become that of the POA. It’s then on the POA, if also named executor of the will, to divide up remaining assets according to the will once the final parent dies. It would be right to include money from the house sale, but if there’s a life estate deed, it’s not legally required
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This all depends upon how this account is titled. It SHOULD have been in your mother's name with a listed and wished for beneficiary, and with the POA listed as the signee for all the account work. This should have been set up by the banker with the POA. If however, instead of this, your mother made your sister a co-owner of the account, such as Myra Jones and Julia Jones, then when Myra or Julia dies the account belongs automatically to the other.

So if you wish to know you can ask your sister or you can ask a banker (who needn't discuss a private bank account with you, and probably won't.

When your mother dies, whomever is the executor of Mom's Will, will do division of the assets as stipulated in the will. POA ends with death. If the home was sold and the money was deposited in a joint bank account, that wasn't very well done; but there you are. If you wish to bring some action against sister for self-enriching herself with improperly putting your mother's asset in a joint account with her there is possiblity of a suit dependent on laws of your state. That's for the attorney and you to discuss together.
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It has less to do with PoA and more to do with being joint on a person's account. My Aunt in FL passed away this January. I had been joint on her account (PNC) to manage her affairs, and was her PoA but she didn't become incapacitated until she was 105 and had a massive stroke. I never had to activate the financial PoA while she was alive. I instantly became the owner of what was in both her checking and savings accounts (I was joint on both). This is FL. I was also my Aunt's executor of her Will and then Personal Representative and was working with her elder care attorney through probate. I'm not sure it's the same in every state, at every bank. But this is what the bank and attorney allowed.
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No, the joint account holder gets to keep the money. POA ends at death.

Prayers that your mom lives long enough to drain the account.
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