Her husband is not the most well man and was recently found to have PAD, an Aneurysm and is on Plavix for the Peripheral Artery Disease. He is still employed in his father's auto paint business, but his father is in his 90s and wants to retire soon, of course. They have 3 adult children, living on their own with their own children. The husband also worked for over 40 years for a grocery store chain. Recently I asked him if he had a pension in place from that company. He said "I was supposed to receive $600 a month from that company, but I lost that document and just signed a notarized document to claim $200 a month." That equates to a $4,800 yearly loss. So my husband comes to me today and says "What happens if Marty (the husband) dies? We (all of my sister in law's siblings) are responsible financially for Cathy's (sister in law with Alzheimer's) care." I responded "No, WE siblings are not financially responsible, but that her 3 children are." If a person hasn't planned for illnesses OR put in place a Long Term Care policy for their own health, why would it divert to the siblings of said ill person? So my question to the forum is - Are the siblings of an ill sister financially responsible/asked to hand over considerable sums of money just because the ill sister has not planned for this? Thank you in advance.