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My 75 year old dad has no will or POA. im the one who does everything for him I need proof for the bank so they will add me to his account. What do I need? And where do I get it?

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Is your father still competent? If so, have him go with you to the bank and sign the paperwork. The bank staff may need to talk with him alone to verify that you are not coercing or taking advantage of him.

And if he is still competent, insist that he go to an attorney to assign you his POA.

If he is not competent, then you'll need to talk with the bank about what they require. You may need to go to court to get conservatorship and/or guardianship.

You may know this but in case you don't, the POA expires upon death. Then the will takes over and the Executor assigned in the will has the authority and responsibility for making decision, as dictated by the will. Often the POA and the Executor are the same person, but not always -- those would be up to your dad to assign. If there is no will, then his state law will dictate how his asset are distributed, which may or may not be what he wanted.
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The answer is very specific to your bank. Banks generally won't do this without a POA, so if your bank is offering to do it "with proof" you'll need to ask them exactly what they require.

Regarding a will, once he's passed the estate will go through probate if there are enough assets and the estate will be distributed to next of kin however the generic way your county or state does it.
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