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I reduced my work schedule to 1 day at home so that I can care for my mother full time. She suffered a massive stroke on her left side so she is unable to speak and has paralysis on her dominant right side. My siblings all still work so the best option was for her to live with me and my husband since my husband is retired and I was working part time.


I have searched online and talked to many people for guidance, all fingers point elsewhere. There is so much info, overwhelming. I read on MediCare website about caregiver pay; called, they said they won't pay for caregiver. Should I try MediCaid? Anyone else experience this that can share and enlighten me? Thanks for your time.

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Medicaid may help if Mom fits the criteria. There is a cap concerning monthly income and another cap for assets. If Mom has assets they need to be spent down. Living with you, maybe her monthly income would help to pay for care. Call your County Social Service office to see if u can get help.
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jdasalla60 Apr 2021
Thank you; I will be contacting the Dept of Social Services next. Thanks again for your feedback.
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Qualifying for Medicaid would be important. You should know that on the application there is a financial "look-back" period where they scrutinize her history. Depending on your state it is no less than 2.5 years to 5 years. Besides your mom needing to be below a certain income and asset level, there can't be any appearances of the "gifting" of large sums of money, either to her or from her (and each state's Medicaid may have different limits). If you've been joint on her accounts or co-mingling funds, this could be a problem. I think a consultation with an elder law attorney who is knowledgable about the Medicaid app would be money worth spending. Your mom's ability to qualify may be delayed or denied and this would not be good. If your mom doesn't make any improvements through rehab, her care needs will intensify and be more challenging, like maybe requiring a medically trained aid and 24/7 care. You and your husband and family need to go into this with your eyes wide open and understand right now may be the easiest leg of the journey. I wish you all the best as you work through it.
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jdasalla60 Apr 2021
Thank you much for your feedback; appreciate it :)
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Before I paid money for a lawyer I would talk to Medicaid. You seem to be looking for an aide. The criteria for in home may be different than the criteria for placing Mom in NH. It may just be a simple application. Your income does not come into the picture. I would only consult a lawyer and Mom makes too much monthly. He can set up a Miller trust. You need to make sure the lawyer is well versed in Medicaid law.
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jdasalla60 Apr 2021
Thank you JoAnn :)
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