Follow
Share

I guess I'm just venting. They say there are only two realities in life: Death and taxes. Not true. It is death, taxes, and bills. Mom died just a few months ago, and I am still getting filed bills from services performed a year ago. What surprises me these medical idiots file the bills a year later AFTER the service was performed. This makes me afraid to seek medical doctors because I could get surprises even a year or more after. For five seconds in the hospital you can get bills at all directions in every way possible. Hospitals will bend over backward to create bills representing a great deal of creativity to deplete your bank account. That's why I refuse to see a doctor, even with medical insurance. I'm afraid of the surprise billing which pop up when mom was alive.


While I am getting a hold of this "new life" of mine--life without mom--these bills bring back a lot of pain.


These bills are under mom's name. I'm not paying any of them. I have to go through the motions and if I get a bill from home I sent them a copy of her death certificate.


Death is painful not just the actual process, but the enormous flood of paperwork. Why must life be so painful. What made it easier was preparing for her death such as pre-arranged cremation, and I did estate planning five years ago while mom was still able. I feel sorry for anybody who has not done these things. Funeral homes will really gouge you if you don't do a preplanned burial or cremation.


Now I have to get through doing her taxes. For the last time. More pain.
Even with all this preplanning it still is painful. I can't imagine how awful it would be to have to deal with probate AND these ongoing billing issues on top of that.

Find Care & Housing
After my husband died I got bills, calls, etc. I just answered “I would like to talk to him too. Please let me know when you find him”.
Helpful Answer (13)
Reply to anonymous965086
Report
disgustedtoo Feb 6, 2020
Sad that you lost your husband, but your comment brought an out loud chuckle from me just now!!! What would be even better is if we could see the person at the other end and their reaction....
(0)
Report
this was said before. But bears repeating. If you receive a bill for medical services more than one year past the date of service, you don’t have to pay it. Not just for someone who has died, for anyone. They have a year to present the bill.
Helpful Answer (13)
Reply to dogparkmomma
Report
disgustedtoo Feb 6, 2020
Source for this?
(1)
Report
I had that happened when my husband died. Well, x-husband. He died 5 1/2 months after our divorce. Neither of us knew he had lung cancer until he ended up in the hospital shortly after the divorce. We still liked each other, just couldn't stand living together. I started to get his hospital bills. I called and turns out he had put me down as his wife. He was pretty out of it when admitted so that's understandable. I just explained we were divorced when he died and from then on just sent the bills back with deceased written on the envelope. Didn't even bother to open them. Not my bill, not my problem.
Helpful Answer (9)
Reply to whaleyf
Report

I only recently was able to finalize mom's estate, she died back in Oct 2018. Now I am just left with the task of sorting and shredding old documents that I had been keeping just in case, everything I discard makes me feel like I'm slowly erasing all trace of her.
Helpful Answer (8)
Reply to cwillie
Report
bcasteel Feb 6, 2020
Mom in law passed away in Dec 2018. She had been in a nursing home since 2009. Like you, we kept everything that she had. I have been going through papers, and kept all of the tax papers, and just the important stuff. It's hard letting go of some things but it's necessary.
(0)
Report
Rocket, I had Moms mail coming to me too. Thought it would help stop junk mail she got. Nope, somehow they were able to get the address. Complained to the Post Office and they told me its the Utility Companies. They make their addresses public somehow.

To stop junk mail: If they send a self addressed envelope put everything sent into it with the persons address on top. Circle address and write "take me off ur mailing list, deceased". If first class mail, just "return to sender, addressee deceased" If no envelope and no first class, then go online and contact by email. I cut my Moms junk mail really down. I find that subscribing to magazines will start a barrage of junk mail. I called a Charity one time and was told they didn't have to remove my name because they were a Charity. Not true.
Helpful Answer (7)
Reply to JoAnn29
Report
jacobsonbob Feb 5, 2020
I knew someone who (years ago) would stuff the return envelope with sand to make it heavy, and then mailed it back. (After the ricin and anthrax scares, one probably could not get away with this.)
(1)
Report
See 1 more reply
Billing really doesn't care who lives or who dies. You would be shocked at the number of people who DO pay the bill without questioning it. Working in medicine, I have seen bills go from $70500 to $0 because they were wrong and patients or their loved ones took the time to question them. I have a friend who works as the financial manager at a hospital. She writes off over $250,000 in bills a week. It's just part of the healthcare smoke and mirrors game they play...
Helpful Answer (7)
Reply to SuzanneFLORIDA
Report
disgustedtoo Feb 6, 2020
Even without death involved it can get dicey. Mom's Medicare and EXCELLENT Federal BCBS generally pays everything. I was a bit surprised to get a bill from the local hospital (it was less than $30, but... if they can get every person to think like this, they could get a lot of bills paid that shouldn't be paid!) I paid it from mom's account, but then went to check the paperwork (comes later than the bill in this case.) Turns out it says mom owes ZERO. What was really nice is the person I contacted at BCBS about this confirmed it AND did the leg work for me! The charge was reversed and funds put back into mom's account!

So, check your own insurance statements. IF the place you go accepts Medicare and/or your insurance plans, they accept the "discounted" payments they get. Know your copays and out of pocket expenses.

Some bills can be sneaky - if you get blood drawn, or other similar tests and the place taking the sample is in the plan, they sometimes send to labs that are NOT in your plan. They shouldn't do this, but it may be the only lab they use. Still, they should at least confirm. It would be best to ask, but you probably won't get an answer (nurse at work had this happen to her - it's a covered test, but was refused because it wasn't in her "network".)
(0)
Report
My mother died three months ago. We just received about the 40th bill from the hospital she was taken to after a fall one year ago. Her insurance paid them months ago. They're just trying to see if they can get more from us. Call them. Tell them nothing's coming and stop trying.
Helpful Answer (6)
Reply to SFdaughter
Report

Simply write "Deceased, Return To Sender" on the face of the unopened envelope and mail it back. That's the advice I was given when my mom passed away. They sent a few more to me, but after a few times the letters stkopped.
Helpful Answer (6)
Reply to stevepaint
Report
TekkieChikk Feb 6, 2020
Did the same when my mom died, too. As you say, the bills stopped. No need to send death certs.

The only creditor I did contact was Xfinity (Comcast). Mom had the account for internet in her name only. I had them close the account properly, including emailing a death cert, in case my dad ever wanted to transfer his phone and TV to Xfinity since utilities like these are often linked to a physical address and not always just the name on the account. The woman I spoke to in billing was very nice and sent a personal note of condolence with the email confirming the account had been closed.
(4)
Report
I was my mother's executor to her estate after she past. I enlisted an attorney to help me with the estate process. Lawyer told me any remaining bills one year after my moms death does not have to be paid, except any tax issues. In other words creditors have one year to submit any out outstanding debts after the death of an individual in the state of massachusetts. I am sure there are similar laws like that in other states.
Helpful Answer (5)
Reply to Labs4me
Report

My mother died a little over a year ago; I understand; same thing was happening to me. Write "DECEASED RETURN TO SENDER" on the envelope and stick it back in the mailbox. I made sure all my Mom's legitimate bills were paid of course, but everyone else finally got the hint.
Helpful Answer (5)
Reply to gemswinner12
Report

See All Answers

Ask a Question

Subscribe to
Our Newsletter