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If you need a healthcare plan that provides you an affordable hospital benefits you can try out medicare supplement plan G (https://www.thehealthexchangeagency.com/medicare-supplement-medigap-plan-g/) this plan will be helpful for you as well for your husband also.
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There are different health care plans available why don't you try that.
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We need more info about your finances. When you say care center do you mean a nursing home? Or Adult day care? What state do you live in? Have you met with a social worker? Applied for Medicaid? Please give us more information. Even for the poorest, there are programs and ways to get support.
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How is your husband now have you applied for a medicare insurance.
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Have you applied for Medicaid?
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