Hello. My father 80 years old and he has 5 credit card with total of $16000 debt. He has very poor health and only received $1200 social security income. He gift me a house around 3 years ago. And also he, myself and my mom on my car title. My car is paid off. I am his power of attorney. Now he can’t pay his cc bill. Do I need to pay his credit card or I am not sure what happens if he stop pay his credit cards?
I suggest you take him to Social Services. There is a supplimental income he may be able to get. He maybe able to get food stamps.
If he cannot afford basic necessities without buying them on credit, and he gifted you a house within your states Medicaid "look-back" period, then you need both financial guidance and a consult with an elder law attorney.
You may also want to go to a public financial forum called bogleheads.org, where you can get suggestions on what to do about his financial situation.