I’d keep as much as you could. With my bedridden father, Medicare was the primary insurance. His secondary insurance supposedly covered what Medicare didn’t- which was medication.
Before you bring him home, make sure you have everything set up. You will need a hospital bed, wheelchair, a trapeze set up on bed so that he can help you lift him up to sitting position or pull himself back up to o the bed. Will he be able to transfer with your help off the bed to the wheelchair? If yes, then maybe you can get a portable toilet... You will need to learn how to transfer a bedridden person from the bed to the chair, etc... A bedridden person will need 24/7 care.... Does your father have a social worker? Perhaps you can speak to him/her on all the logistics before bringing your dad home. Have all your bases covered. Good luck.
It is not either/or. Keep the Medicare. Then a program like Medicaid Waiver will cover medical costs not covered by Medicare. Incontinence supplies, for example. Medicine co-pays.
Where is your dad now? In hospital? Nursing home? How is that being paid for?
Before you bring him home, make sure you have everything set up. You will need a hospital bed, wheelchair, a trapeze set up on bed so that he can help you lift him up to sitting position or pull himself back up to o the bed. Will he be able to transfer with your help off the bed to the wheelchair? If yes, then maybe you can get a portable toilet... You will need to learn how to transfer a bedridden person from the bed to the chair, etc... A bedridden person will need 24/7 care.... Does your father have a social worker? Perhaps you can speak to him/her on all the logistics before bringing your dad home. Have all your bases covered. Good luck.
Where is your dad now? In hospital? Nursing home? How is that being paid for?