Thats the problem. I would never be able to get a mortgage to pay my sister her share of the house. Would t be better when my mother dies for me to just contest the will on the grounds it would create a financial hardship for me. I am disabled (62) live with my Mother. My sister who lives in Florida with her husband has never had to worry about Mom (who is a diabetic), because I have always looked out for her, making sure her sugar never goes too high or low, I cook most of the meals, but am limited as far as other chores go as I have a congenital heart defect and pulmonary hypertension. My mother is also leaving us both money, and I could probably give my sister my share, but then I'm left with nothing, and I face cardiac surgery in the future, and I have no supplemental insurance to fall back on. My sister already has a home in Florida, I don't know why my mother has to leave her house to both of us. It's creating a lot of stress for me, which I don't need. Does anyone have any advice?