I am trying to provide in home care but am overwhelmed. I dont want her to lose her house. She is 83 years old. Can I stay in the house if I had to put her in nursing home as a LAST RESORT.
She doesn't have to sell her home to qualify for medicaid help. But they will do what some call the "clawback" after her death if the house is sold; medicaid will recover what funds they can, will have a lien on the home. All other assets she will have to "spend down" including such things as insurance policies with a cash value and so on. You should get the Medicare Medicaid handbooks and visit the site. There will be a 2 1/2 (California) to 5 year (most other states) lookback on expenditures to insure she did not "gift money" to anyone. You will need 5 years of banks statements if she goes on medicaid, or you are applying for it.
Medicaid does allow Caregivers, if living with the person they are caring for a specific time, to remain in the home but I think u may have to prove you can pay taxes and bills. The best thing you could do was sit down with a casework or call since the offices maybe closed for COVID.
So, without knowing your state and circumstances...
First, figure out if you are in a state with TEFRA leins. Then answer, did you provide care for at least 2 years which allowed your mom to stay home rather than go into a nursing home while living in the home...fyi, making meals, household chores, etc does not count. Would leaving the house create a undo hardship?
You have not given enough information to get an answer.
Medicaid does allow Caregivers, if living with the person they are caring for a specific time, to remain in the home but I think u may have to prove you can pay taxes and bills. The best thing you could do was sit down with a casework or call since the offices maybe closed for COVID.
First, figure out if you are in a state with TEFRA leins. Then answer, did you provide care for at least 2 years which allowed your mom to stay home rather than go into a nursing home while living in the home...fyi, making meals, household chores, etc does not count. Would leaving the house create a undo hardship?
You have not given enough information to get an answer.