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My dad is 88 years old and has some coverage, but I feel it is not enough. Is it legal for me to get a policy on him. My mother passed away 7 months ago and she had more life insurance then he presently does and it wasn't enough. My dad is in fair health and I don't see him passing away in the near future, but at his age things change rapidly.

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Colonial Penn, the company Alex Trebek advertises for only insures people up to age 85 so your father's age may be the determining factor. Also, the insurance is based on units ( $1000 is a unit) and can be expensive. If the premium is $10.00 per unit then $6,000 of insurance would cost you $60.00 a month. Kind of high but if you could get it for funeral expenses might be a benefit.
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If there is any chance your father may qualify for medicaid, you might keep in mind that any cash value of a LIfe insurance policy over I think $2000.00, may be used in calculating assets of the recipient. That's on the off chance you can get coverage. Even the ones that say no medical questions are asked, still have some requirements. I think they don't pay out for a year or two.
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Legal, yes. Suspicious, absolutely. Possible? probably not. Anyone with history of cancer, heart attack or dementia is not insurable.
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I think the question would be (a) which companies would issue a policy for someone of his age, (b) would the premiums be affordable for you, and (c) how much coverage could you get and would it be enough to pay his funeral costs.
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