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Recently divorced daughter desperately needs a car to stay employed. Is buying her a car considered an unnecessary gift in the eyes of Medicaid? Would my spouse's eligibility for assisted living via Medicaid be questioned?

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Within the 5 yr look back, yes its a gift.

We helped my daughter 13 yrs ago buy a car. We were told my husband needed to be a co-owner for her to be able to buy the car but she got the credit. I really think an error was made when he was made the registered owner. So the car is titled to my husband. Daughter has not lived with us for years but she is allowed to be on our insurance even though she does not live in the same household. It does not matter where the car is, as long as its in my husbands name. Daughter is just the designated. We are lucky that she does the upkeep and pays the registration and insurance on it. If u think you can trust her to pay for the registration, the upkeep and insurance, then put the car in your name. If Medicaid requests later it needs to be sold, maybe by that time your daughter will be in the position to pay for it.
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Can he make her a loan to buy it? You should consider asking an Elder Law attorney the best way to structure this.
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There is a time when it is no longer advisable to help our adult children financially.

That time is maybe now, especially if you are needing to plan for Medicaid
eligibility for you and your spouse. Medicaid is part welfare, and people with low income.

Live as long as you can independently without help from the government.
Giving away your funds to adult children may be heartfelt, but not wise.
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