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Ten years ago my mother went with me to an attorney for advice after the death of her husband. The attorney told us that a DPOA was sufficient, since my mother owns no property. She has a bank savings and checking account. My name is also on her accounts and I am beneficiary for her life insurance. I have two siblings.

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All POA's even DPOA's end at death. Your siblings can still sue you, even without a Will.
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The DPOA is sufficient while your mother is alive, but it ceases to exist upon her death. It sounds like you will get everything and your siblings will be left out. Is that what your mother wants?
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