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She has been in her home with 24/7 care due to fall risk. Her walker is used very little with much assistance. I believe a wheelchair is coming in the near future.She has no dementia and only needs a few medications but can no longer afford this private care after January.But, how to find a reputable long term care rather than skilled? I don’t think she meets criteria for AL any longer.

Eshesmom: Try a Board and Care.
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Reply to Llamalover47
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Fall risk is tough. My dad was in assisted living initially it when he became a fall risk, we had to hire sitters to be with him daytimes. AL didn't have staff for one to one care. that gets close to the cost of having someone at hone with him, but also was short term as his decline eventually got beyond a fall risk as he was then wheelchair bound.
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Reply to hillbe
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Becoming bed bound is past AL. LTC may be the only option. It sounds like you are under the impression the LTC is only for dementia. I suggest you shop around. Some of the larger facilities have wards to house like patients in their cognitive ability. If she soon will run out of money it is best to get her in one that takes Medicaid so that when it becomes her time, she will not be on a months long wait list.
This might also be the time to seek out a geriatric care manager to educate both of you about local care options that we cannot give you.
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Reply to MACinCT
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I would be very cautious as unless you are there when everyone is up and moving and for meals before I would make any decisions. Could you possibly find an Adult Day Care she could attend and then spend evening in her home?
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Reply to Mareva
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Eshes, I would encourage you to check into board and care homes.

A senior placement specialist or two or three, they have different homes they sell for, so it gives you more choices, can help you find one that has the level of care she needs and other residents that are more at her level.
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Reply to Isthisrealyreal
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My mom lives in a facility that is both assisted living and memory care. Most of the residents have memory issues but not all do.
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Reply to Rosered6
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You are correct. The norm is assisted living OR memory care.
Some facilities, and my brother's was one that was making changes as far back as 2020, are having "in between" care. That would be someone who perhaps requires a locked cottage to prevent wandering, and perhaps more staff to check the residents in such a cottage a bit more, but not the intensive staffing needs of Memory Care.
I hope this change will continue. It seems much needed.
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Reply to AlvaDeer
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You might find a nice board and care home in a private home. My BIL has lived in one for years. Eight residents, he can share a room or have a private one, and it's in an ordinary attractive neighborhood. There's 24/7 care, a swimming pool, and a piano, which visitors sometimes play for the residents. The aides provide transportation to medical appointments and take them on outings. The family company that owns it also owns other such houses around the same city.
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Reply to Fawnby
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cover9339 Jul 21, 2025
Be sure to check them out, and make sure that she visits them, if that is the route OP wants to go.

Example, there is one in a nice neighborhood on a main street. The owner has it fenced so that people passing by can't see the yard. Ironically, it sticks out compared to the other houses on the street Residents don't get a private room and are dependent on the owners for all transportation needs, since it is not near public transit or in walking distance to stores.
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If she running out of funds, how will she pay for LTC?
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Reply to BarbBrooklyn
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kmbelz80 Jul 26, 2025
I am not answering for the original poster but 24/7 care at home is typically much more expensive than assisted living facility.
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