I took care of my mom and my dad for years before my dad passed. After he passed. It was too much for me to work. And take care of mom with dementia. So I had to quit my job. My brother was little to no help then our now. I guess it's because he feels she's not our real mother but stepmother. I called her my mother-in-love. But we are all she has.. and I love her immensely. Which he is over my mother's finances. After my husband was diagnosed with cancer, my daughter moved in with my mom to help care for her. She has three children 10, 2 and 3. Unfortunately, her boyfriend died unexpectedly, so she now cares for my mom and also her kids. Witch really gives her no life outside the home. I help as much as I can. We're paying all the bills plus her car payment and insurance. And phone bill. I was wondering how much cash or money she should be paid on top of all this. My brother thinks the bills are enough. But of course, like I said he doesn't do the caregiving. I am just looking for suggestions and guidance on this situation. So I have some insight for when I bring this to my brother's attention. So we can compensate her for everything she does. Mom can't do anything on her on anymore. Not even go to the bathroom. She still needs to provide for her young children. Especially since the love of her life left us a few months ago and doesn't bring home a paycheck. My mom has Medicare not Medicaid. And I'm sorry, to say, Medicare sucks! Thank you in advance sincerely from overwhelmed heart broken, mother , grandmother and daughter
This is grossly unfair of your family to expect your daughter to provide this care while also raising three young children on her own. She needs to be earning a real salary, with benefits, and retirement credit. She needs to get survivor benefits for her children. If her deceased boyfriend was not the father of all three children, she needs to get child support from the father of the other(s).
Christmas, Easter, birthdays all included. I will not put myself in a position where this caregiver could ever allege child labor I would have to attest to.
Idk as the children involved in your matter here are the actual children of the family. It would seem in this case that they could be more of a family plan even if not directly involved. If there was a grandchild in the situation of wanting to take care of them, we would want them to get the 123k.
I feel that this arrangement is not fair to your daughter. She needs to be free of this burden, and she needs to have the ability to earn income and earn Social Security credits. Otherwise, what will she do when she is an elder?
If you are curious what the typical rate of pay is for a home care provider, you can call and ask a couple agencies. Last I knew, it was around $25/hr, but the worker only gets about half that, the rest goes to payroll taxes and administrative costs.
Some independent (self-employed) care providers will charge that or more.