Husband is a patient in Veterans Home. He is a paying patient in this home. The home has requested that we buy additional secondary insurance. At present he has Medicare plus Government Wide Blue Cross and Blue shield and a Medigap policy costing an additional four thousand dollars. The home insisted we needed the Medigap policy. What has bothered me the most is this policy has not paid any of the billing so far and has cost us the additional four thousand dollars. Help !!!