Dad died earlier in the year. My mom has never driven, and so since my dads passing (still hard to say that, let alone realize it) I go over there to drive her on errands using their car.
It is now time to renew insurance, and their current insurance company says she cannot insure it as she doesn't drive, we would have to transfer the car to my name and I would insure it. We don't want to do that. We called one of those companies you see on TV with the frog or whatever it is, and they say that there is a thing called a caretaker policy for just this situation, where a person who is not the owner or resides in the home where car is is the primary driver. I have the frog company for my insurance and really did save a lot, but the quote here is not really much of a savings. Furthermore, as my moms home, auto, etc, is all under one, if she doesn't do all in one the rates on the home go up. But I guess that is not the point.
Any others who drive an elderly parent around in THEIR car, and how is that insured?