She thinks Medicaid will cancel out her Teamster ins. How do we assure grandmother that getting Medicaid for assistance won't cancel out her Teamster insurance?
What sort of insurance does she have with the Teamsters? If it is a good private policy and free coverage, I would not give it up either. A lot of doctors don't even take Medicaid, so she would have to go to the ones that do.
My Grandma is living with my mother, who has her own health issues. Grandma has been falling a lot. She takes a shower maybe once a week. The shower has been set up with a bar to hold onto and a seat. She just refuses to take a shower when she needs one. Also, she refuses to let my mother wash her clothes. She has a hoarding issue.... When my mother tried to get help, she was told only Medicaid would cover the cost of an assistant. I guess I should ask my mother if she could call the Teamster insurance company and inquire what they cover and if the policy would be cancelled if GM were to go on Medicaid to help with the medical assistant. thanks for the input.
Your grandmother may be right. Have you heard about the Medi-Cal Estate Recovery Program? Find out what the teamsters will cover. Examples: There are differences in coverage for "assisted living", "nursing home care", and long-term coverage vs. a temporary stint (medically required, doctor ordered) in a nursing home or skilled nursing facility. Find out. It may be true that only Medicaid will cover the cost of an assistant, but other insurance may cover physical therapists, nurses coming to the home for I.V. administration, hospicecare, etc. Keep looking, ask the doctor to order what she needs, then see if you can get the insurance to cover it, or cover it somehow by asking for a waiver or file for an appeal. Is the teamsters supplemental to Medicare, or maybe instead of Medicare? You don't have to answer that, just a thought about how more information will help you. Do your research, keep trying. If you want to assure grandma, get the information, in writing. There will come a time when she no longer has a say if she cannot take care of her own affairs and help herself. Then, we try to be able to protect her dignity, and get competent ourselves about the insurance and finances. All this, while tending to her needs. Keep trying, it is important to follow through. You can do this, and people here can help support you through the process, because it can be frustrating.
Thanks for the information. I will pass this on to my mom and my sister who are helping grandmother. it's good to know there is help available in deciphering the confusion of dealing with insurance companies. They can be so confusing as to what they do and don't cover and reading the fine print. thanks again.
Grandma has been falling a lot. She takes a shower maybe once a week. The shower has been set up with a bar to hold onto and a seat. She just refuses to take a shower when she needs one. Also, she refuses to let my mother wash her clothes. She has a hoarding issue.... When my mother tried to get help, she was told only Medicaid would cover the cost of an assistant. I guess I should ask my mother if she could call the Teamster insurance company and inquire what they cover and if the policy would be cancelled if GM were to go on Medicaid to help with the medical assistant.
thanks for the input.
If you want to assure grandma, get the information, in writing. There will come a time when she no longer has a say if she cannot take care of her own affairs and help herself. Then, we try to be able to protect her dignity, and get competent ourselves about the insurance and finances. All this, while tending to her needs.
Keep trying, it is important to follow through. You can do this, and people here can help support you through the process, because it can be frustrating.
thanks again.