So, assisted living expenses are based on his income solely and has nothing to do about mine? He earns too much for medicaid, he is on medicare. And he does not want to live in a independent living apartment. I thought if we went there to live, we might have better access to the assisted living and when he needed it, maybe, maybe I could afford to stay there in the same place. I am only 61, but am willing to live there to meet his needs. He is in his early 80"s.