Medicare just pays for a regular hospital bed. We wanted the electric bed and paid $35.00 a month for that feature. Also added thick foam mattress pad for comfort. After 13 months, the bed is yours.
Depends on the insurance. My dad's Medicare covers 80%, his other private insurance covers 20%. He had a stroke and the hospital wouldn't release him until we had the hospital bed installed in our home. Since we're already established with the home care supply, and they did have a bed, it was processed immediately. This home care supply also is an approved business for Medicare. I'm not sure how long it takes with other insurance.