Does anyone on here have CHAMPVA coverage, if so do they help with long term in home care?

NO healthcare coverage will cover a permanent stay in a nursing home. You need to have long-term care insurance, which is a separate policy. You need to buy it while you are still in good health.

Neither Medicare, CHAMPVA or any other health insurance plan provides long term care benefits. Medicare will provide short term coverage to recover from a hospital stay. Medicaid (a form of welfare for healthcare) provides coverage depending upon qualifying for Medicaid in the first place. A military pension and social security benefits might preclude qualifying based upon income alone, let alone any other assets a person may have.