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We just received a letter from my MIL's doctor stating she's had over a year of continuous and excessive cancellations and that he has no other choice than to no longer accept her as a patient. We have no control over her- no body does. She has been showing obvious signs of dementia and my FIL is unable to control her. She is always canceling everything- she is very anxious. She has been taking thyroid medication for years. My question is this- when a doctor drops you from his practice does your prescription get cancelled too? (We are aware thyroid conditions can cause dementia symptoms but FIL swears she's been taking her meds. )

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Look at the Rx bottle. If it says no refills left, you have no MD who can authorize a refill. Without a primary MD, some insurance companies will cancel your coverage as well. You either take control or you watch her die. Your choice.
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We can't take control. They cancel everytime we try to visit. FIL yelled at my husband for trying to interfere over a year ago. He told my husband he ( FIL) could handle it himself! Then proceeded to call two months later to borrow $5000. for the mortgage. We even talked to the police and there's nothing they can do. Im just trying to figure out how this will play out if she has no medicine.
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Then you step back. When they are homeless and very sick, the county will take them into protective custody. If they were my parents, I would hire a lawyer and see Guardianship by court order.
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It's my understanding that thyroid issues can cause dementia like symptoms... but once the thyroid is under control those dementia like symptoms disappear. Therefore the dementia is from something else in your Mom-in-law's case, something as simple as age decline [not everyone gets it with old age].

As for her medicine, once there are no more refills she cannot get her meds refilled without a doctor's consent. But your hubby's Mom has dementia and it is impossible to reason with someone with dementia. Usually it takes a crises where ER is needed, and then maybe you can deal with the meds.
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Have you reported them to APS as vulnerabke adults ( who can no longer care for themselves)?

I would NOT lend them money. I would also inform their doctor, in writing, what is going on and ask HER/HIM to teport yhem to APS. If you seek guardianship, they necome your responsibility. That might be better left to an outside professional.
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