My two children (single 54 yr old woman and 47 yr old son, married with two daughters) do NOT get along and I can't favor one over the other. I have seen this in the huge battle going on over my demented ex-husband's care. Each of them says I should put one of them on my bank account in case I do develop dementia some day (it actually runs in my family and I am 79 now). All of my ongoing bills are paid by automatic bank draft. Also problem with durable POA--my current will has them as joint but I see now that won't work. My daughter is a nurse and has the health care POA, but is not in best of health herself, being extremely overweight. She says I need a living trust, as the bank doesn't necessarily recognize POAs anyway unless they are recent. I just made out a new will two years ago after my 2nd husband died of a stroke (he also had mild dementia) and don't want to renegotiate it right now, but also want some advice on what options are available. How does it work to have an attorney as your durable POA? What kind of fees do they charge? Might I not be better off in setting up two separate bank accounts and putting a different child on as a joint owner--of course I would have to arrange the automatic deposits and payments as evenly as I could to keep relative balance the same.