Mom needs help NOW...We have asked the office of the aging to help us. We are filling out the application for community medicade now. Will mom qualify for community medicade if she shares a CD of $15-20,000? What do we do to protect that before she gets on medicade..help!!! Should we take it out and spend it before we turn in this application for community medicaid? Time is of the essence. and should we prepay funeral with life insurance or the money from the CD???
I'd like to add that in some states Medicaid waivers are available that will pay for AL through a community based waiver program. This totally makes sense for the elderly poor that meet the Medicaid financial qualifications BUT are just not quite incapacitated to meet the Medicaid medically necessary qualifications. Plus it's good for the state as it is 70% cheaper to have someone in AL rather than at a NH. The bad part is very few states participate in those type of waivers.
As Carol said, all this is dependent under whatever your state does with their Medicaid $$ as each state puts it's own spin on those federal dollars.
A Medicaid Waiver is money that can pay for services for people with disabilities. These services can take place in the person’s home or in the community. Medicaid usually pays for doctor appointments, hospital expenses, medicine, therapy, and some adaptive equipment. The Medicaid Waiver allows for Medicaid to be used to pay for additional services. The state writes a plan that tells what kind of services will be provided under their Medicaid Waiver program. The federal government has to approve the Medicaid Waiver plan. The Medicaid Waiver dollars are part state and part federal money and not every state provides a waiver. You'll have to check with your state's Medicaid office to see what is available in your community. Take care, Carol
Lake, Sumter, Marion Citrus & Alachua counties?
I'd like to add that in some states Medicaid waivers are available that will pay for AL through a community based waiver program. This totally makes sense for the elderly poor that meet the Medicaid financial qualifications BUT are just not quite incapacitated to meet the Medicaid medically necessary qualifications. Plus it's good for the state as it is 70% cheaper to have someone in AL rather than at a NH.
The bad part is very few states participate in those type of waivers.
As Carol said, all this is dependent under whatever your state does with their Medicaid $$ as each state puts it's own spin on those federal dollars.
disabilities. These services can take place in the person’s
home or in the community.
Medicaid usually pays for doctor appointments, hospital expenses,
medicine, therapy, and some adaptive equipment. The Medicaid Waiver
allows for Medicaid to be used to pay for additional services. The state writes a plan that tells what kind of services will be provided under their Medicaid Waiver program. The federal government has to approve the Medicaid Waiver plan. The Medicaid Waiver dollars are part state and part federal money and not every state provides a waiver. You'll have to check with your state's Medicaid office to see what is available in your community.
Take care,
Carol