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I'm at a loss as to who needs to be informed. Also is there a chance she can get financial help from the government. She has no money. we need to hire an elder care lawyer, but funds are limited. please help or advise.

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Other things that are easier to change now, and not when your mom passes are the cable company and phone. I have found those two to be a headache.
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Look at all the paperwork. You'll need to get your dad's name off bank account, cars, house, all insurance, etc. Find any life insurance. Contact social security as someone mentioned. Check out the names on utilities, may or may not want to change the phone. Hope the paperwork is organized, that helps a lot! If you're not sure of something, post us again and we'll help advise you. Sorry for your loss.
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Send all copies to bank. Hire you a good attorney for your parent. Check our your dad estate. GO to social security and take paper with you. Did your father serve his country. Go to veteran commission.
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Did your dad have any life insurance? Check around for his papers/bank statements, etc. Contact Social Security for sure. Did your dad have a will? I had to file my dad's will with the county recorder. It just left everything to my mom.

Was he a veteran? If so, you might want to contact the Veteran's Administration to see if they can provide any help to your mom.

Like Littlonway says, get multiple copies of the death certificate. You'll need to send copies to everyone where you mom/dad have an account. Get your dad's name off of any joint accounts he and your mom had together.

If you have your Mom's Power of Attorney for health and property, consider getting your name added to her bank account, so you can pay her bills. If you don't have POAs for your mom, now is a good time to get them put in place.

You can also Google "who to notify when elderly parent dies" to see lots of resources about who to notify.
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My dad had no will. however, I'm his daughter/guardian, and no one has advised me what to do. Other than the wonderful help from all of you, I HAVE HAd no advise other than those who want her to pay assistant care for a lot a money.
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In our small town, the funeral home is a great source of information. They know about everything.
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One by one as the bills and statements come in, you contact each party involved. Forget an equity line until you straighten out the Estate. First find his Will. if there is no Will, find an attorney who can help you. Sometimes you local county office of the aging has attorneys who help little old ladies for free.
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Did your Dad leave a will? You should get at least 10 copies of the death certificate. A copy will go to each insurance company, be needed to change ownership of house and car, change name on any bank accounts. Call social security. The funeral home should have given you a list of things to be done.

You could call a lawyer and they will usually give you 30 minutes free advice on the phone. You can also check online by the state your parents live in for info on what to do about all these things. Change real estate agents now!

Sorry for your loss. Hope all goes well!
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I'm the daughter and I am at a loss as who to contact. Example , Insurances, a car that's in my dad's name. A home that has been for sale for years. Can my mom get an equity line?
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You would contact Social Security immediately. Her SS check may increase slightly upon his death. If they don't own anything and they lived with you, I don't see why she would need a lawyer. If she has to go into a nursing home and has no assets, she would go under Medicaid. Why do you think you need a lawyer?
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