Cost sharing caregiving? Just an idea...

The mafia had it right way back when...their families living in a secure compound, the godfather making sure help was always there.

Not to romanticize their criminal lifestyles.

Liability insurance would be next to impossible to obtain because of lack of regulation. Disparity in the level of care needed for each patient. Expectations of the families would most likely be different. Far too expensive with no real supervision or regulation.

It's been tried in all different iterations. Someone has to put up the money and someone has to be responsible for every problem. These are the two issues that get in the way.

A sort of Caring Cooperative, Ihave1now.

It's a lovely *idea*...

My friend bangs on occasionally about how we should "all get together" and buy a big manor house and hire our own team of caretakers and helpers and share the chores and the cooking and... and...

Yup.

When you think how even fit, solvent siblings who have always liked each other still come to grief, what do you think the chances are of friends sustaining one another through the first close encounter with Alzheimers?

If you look into it this is the idea that Assisted Living communities sprang from, small communities that come together to support each other and share costs. Then somebody figured out how lucrative the whole concept was.

Maybe you want to look into the smaller homes called 6 packs, care facilities with 6 beds, 24 hour nursing care. There are other names for them, but I forget just now...

Residential Care Facilities.
Certified

Google "sunshine home share". A very new concept but I do not see how it could work, though I am thinking about what adjustments could be made. This sounds too much like people that write here looking for free care for their family members in exchange for free or reduced rent in many ways I would think illegal.

Send help. I believe that's what we're gonna try. An opening came up. It's killing me, but I do have to try. I never heard the term 6-packs. I goggled "sunshine homes share ". We're not in Colorado.

ihave1now, you need to find out before hand how much this idea will cost. It sounds like a great idea until you do the math. First the cost of a house, property taxes, homeowners insurance, utilities, savings in case something needs repair, etc.

Now, the cost of two caregivers. Cost can vary from area to area. Where I live, cost is $30/hour per person from a licensed, bonded, insured Agency which has workman's comp in case one of the caregivers gets injured on the job.

If the two caregivers share the caregiving, would that be 12 hours per shift? If yes, that would be $720.00 per day or $21,600 per month just for salaries. Depending on State laws, there could be an 8 hour a day limit. Or required overtime cost for above 8 hours.

You could find a super caregiver who is an independent contractor [works on her own], who would charge less. But then one needs to decide who pays the payroll taxes. And Mom would need that workman's comp policy.

Assisted Living/Memory Care would be $6k per month, a skilled nursing home with Memory Care around $10k per month. Then you don't need to worry if one of the caregiver gets sick and cannot work. Or if they have children back at home that need their attention. Plus the facility cost include all the meals, pill maintenance, housekeeping, and linen service. And usually an RN on site around the clock.

Let us know what you decide.

Thank you both. The head side of me knows the math, but the heart side was like I said in panic mode. What an ideal situation though for our parents and even ourselves for the future.