My mother is in a nursing home. They take her monthly payment from her S.S. She is also getting Medicaid. We just found papers to a Whole Life Ins. policy she has. She wants to cash it in for Face Value. Can Medicaid or the NH take this if we were to put it in a savings account at her bank in her name? She is in sound mind, but doesn't know what to do with this money. She does want the kids to split it now. I want to do the legal thing. I am her POA of everything. Please help me here! Thank you!!