I went to one of my mother’s financial institutions to set up the POA with them and had a very strange experience. First the banker asked if she were deceased and I said no, you cannot use a POA if the person is deceased. She then said that my mother needed to be present. I said, no, the purpose of the POA was that she could no longer transact business on her own behalf and requiring her to be there would defeat the purpose. (The POA had been signed by both of us and notarized, and I had also presented the physician’s letter stating that the POA was necessary.) She insisted, and I said, fine, my mother will not know why she is here or understand what you are asking her or be able to respond coherently, and will likely be agitated and combative to the point of violence, but if that’s what you want to see, I can bring her. She stared at me for a few moments, then backed off of that “requirement," then refused my paperwork on the grounds that it was a copy and not the original. Now I already think something funny was going on because this was a senior banker at a very prestigious national trust institution, who should be well aware that POAs are not for dead people, and that they indicate that the person is incapacitated. But is that something that anyone else has ever heard of?