Mom clearly does better when home-care staff works 5 days a week. She does PT exercises, walks, bathes regularly. I also get to pass off tasks "ask ___ to help with that". This comes out of Mom's retirement account. I would like to save some money to stretch it further by cutting back some home-care hours, but expect Mom will get less activity (I work then come home to a shared house). If we can stretch the money, we can avoid Medicaid longer. If Medicaid pays for some home-care, will it be enough to maintain Mom's stamina? Or will she just start slipping? If so, should we get her into a facility sooner rather than later, where she'll get the support she needs at the price that's available.