I'm my aunt's POA and she is in her own place with home health care. She had a 30 year in trust for my mom who passed away almost a year ago. If she needs a nursing home in the future she has the money to pay for about 3 and a half to 4 years.
I think there is a 5 year look back. That means if she needs care and can't afford it, Medicaid will look back 5 years to see if she gave money or property away.